Fund Name	Category	Overall	3 Years	5 Years	10 Years
Conservative Allocation Strategy	Conservative Allocation	(552)	(552)	(393)	N/A
Moderate Allocation Strategy	Moderate Allocation	(958)	(958)	(800)	(433)
Aggressive Growth Allocation Strategy	Large Blend	(1792)	(1792)	(1471)	(760)
Growth Allocation Strategy	Moderate Allocation	(958)	(958)	(800)	(433)

For each fund with at least a 3-year history, Morningstar calculates a Morningstar Rating based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund’s monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. (Each share class is counted as a fraction of one fund within this scale and is rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its 3-, 5- and 10-year (if applicable) Morningstar Rating metrics. Morningstar Rating is for the Institutional share class only; other classes may have different performance characteristics.